Tillapaw Appraisal in Massillon are hired for numerous clientsTo many, an appraisal is simply another fee in the long list of items for a home purchase or refinance. And while there are a multiplying number of automated home valuation systems that might appear to be more practical than an appraisal, almost all lenders still call in a local expert because the stakes are incredibly high. But is getting a mortgage the only reason to get an appraisal? Are there more instances when the services of a certified, independent real estate professional could be helpful? Absolutely.
Let Tillapaw Appraisal help you dispute your tax assessment in Stark CountyIf you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Tillapaw Appraisal is your best evidence when building your case. We're capable of assisting you in disputing your tax assessment.Let Tillapaw Appraisal assist you in lowering your mortgage paymentPrivate Mortgage Insurance, or PMI, is an additional insurance plan that many lenders ask home owners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. Since the added payment is usually folded into the monthly mortgage payment, it is often forgotten. This is bad because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.If you'd like to get rid of PMI, Tillapaw Appraisal can give you a statement regarding the value of your home. The expense of the appraisal can often be recovered in a short amount of time because you'll no longer be paying the PMI. An appraisal from Tillapaw Appraisal will help you settle a divorce with less stressA divorce is a particularly heartbreaking experience for the parties involved, and it is often further complicated by the strenuous decision of who gets the house. It's a good idea to order an appraisal from Tillapaw Appraisal so both parties are entirely aware of the true market value of their property, regardless of the circumstances.If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Accurate and fair estate liquidationLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these affairs. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal. Tillapaw Appraisal can assist you in relocating to or from Stark CountyMoving due to a job change can be a more than just an inconvenience. We know where you're coming from. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough process, we suggest relocating employees to provide remarks on the positive aspects of their property, along with information regarding any recent sales or listings in their area that they want considered.Don't sell out for too little or let your home stay on the market too long.Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't contingent upon the value we come up with, but rather they are based on our efforts to complete the appraisal.On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market. |